Independent Mortgage and Investment Advice Cheltenham

Independent Financial Advice and Independent Mortgage Advice in Cheltenham

VouchedFor rating and reviews for Neil Gayler, IFA CHELTENHAM
Investment Advice Cheltenham

Neil Gayler & Co. Independent financial planning and investment advice in Cheltenham

For investment advice beyond merely recommending investment products, Neil Gayler & Co. is a comprehensive financial planning firm specialising in understanding clients aspirations and creating the bespoke financial plans to help them achieve their lifestyle dreams.

Our services include the following:

  • » Comprehensive financial planning
  • » Investment advice
  • » Personal wealth management
  • » Retirement planning
  • » Pension advice
  • » Estate planning
  • » Inheritance Tax planning
  • » Bespoke Tax planning

Neil Gayler & Co

Neil Gayler & Co. Independent mortgage advice in Cheltenham

Neil Gayler & Co. is one of the leading independent mortgage advisers serving discerning mortgage clients like you in Gloucestershire and elsewhere in the UK.

Our personal and corporate clients receive high quality mortgage advice in areas including the following:

  • » Residential mortgages
  • » Remortgaging
  • » First time buyer mortgages
  • » Buy to let mortgages
  • » Commercial mortgages
  • » Lifetime mortgage advice

Neil Gayler & Co. Independent financial planning and investment advice in Cheltenham
Independent Mortgage Advice Cheltenham

Principal: Neil Gayler

Typically for establishing your needs and undertaking initial research, we charge a fee of £149 for purchase mortgages and £97 for remortgages. Our fees become payable on engagement and prior to research being carried out. This fee is non-refundable should you decide not to proceed.

Also, for smaller mortgages (e.g those under £100,000) or more complex mortgages, a fee of £270 is payable on completion.

Once the mortgage has completed, we may also receive commission from the mortgage provider.

Neil Gayler & Co is an Appointed Representative of TenetConnect Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA). TenetConnect Services Limited is entered on the Financial Services Register ( under reference 150643.

Your home may be repossessed if you do not keep up the repayments on your mortgage. Not all forms of Buy to let mortgages are regulated by the Financial Conduct Authority. Commercial mortgages, Inheritance tax planning, estate planning and taxation are not regulated by the Financial Conduct Authority.

Equity release may require a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. The value of investments and income from them may go down. You may not get back the original amount invested.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.